Site Last Updated on: February 03, 2012
Lowest Rates Available Online for
A Medicare Supplements!
Medicare supplement plan A is the most basic of Medicare supplement insurance plans. In fact, some outlines of coverage actually list the description of the services as basic services. Well, what does that mean?
As you can see in the chart below, Medicare supplement plan A covers the coinsurance associated with a hospital stay (Part A benefits) and provides an additional 365 days of coverage in the hospital during your lifetime (but only while on the policy). It also covers the coinsurance and co-pays associated with your Medicare part B which is your outpatient benefits.
Medigap plan A also covers the first 3 pints of blood (Medicare covers everything after) and co-pays and coinsurance for Part A Hospice care.
Important: It’s what Medicare supplement A doesn’t cover that you really want to think about.
Medicare supplement A does not cover Skilled Nursing Facility coinsurance or the Part A or Part B deductibles or Excess Charges or Foreign Travel Emergency.
A lot of these gaps in coverage can get rather expensive in certain scenarios.
So, unless plan A is your only choice it’s probably not the best choice to ensure you have good Medigap coverage.
You’ll find that every company in most states are required to offer plan A and in some states it’s the only plan available for Medicare recipients under the age of 65 (due to disability). If you’re over the age of 65 you might consider a Medicare supplement plan G or a Medigap plan N as an alternative to plan A. You typically won’t pay too much more and you’ll get much better protection.
You can compare rates for plan A right on this website.
As you can see in the chart below, Medicare supplement plan A covers the coinsurance associated with a hospital stay (Part A benefits) and provides an additional 365 days of coverage in the hospital during your lifetime (but only while on the policy). It also covers the coinsurance and co-pays associated with your Medicare part B which is your outpatient benefits.
Medigap plan A also covers the first 3 pints of blood (Medicare covers everything after) and co-pays and coinsurance for Part A Hospice care.
Important: It’s what Medicare supplement A doesn’t cover that you really want to think about.
Medicare supplement A does not cover Skilled Nursing Facility coinsurance or the Part A or Part B deductibles or Excess Charges or Foreign Travel Emergency.
A lot of these gaps in coverage can get rather expensive in certain scenarios.
So, unless plan A is your only choice it’s probably not the best choice to ensure you have good Medigap coverage.
You’ll find that every company in most states are required to offer plan A and in some states it’s the only plan available for Medicare recipients under the age of 65 (due to disability). If you’re over the age of 65 you might consider a Medicare supplement plan G or a Medigap plan N as an alternative to plan A. You typically won’t pay too much more and you’ll get much better protection.
You can compare rates for plan A right on this website.
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