Medicare Supplement Insurance Plan N

Medicare Supplement Plan N

Medicare supplement insurance plan N is one of the more popular Medicare supplement plans. Although Plan F and Plan G are the most popular options, plan N is 3rd place in popularity for the plans that offer the most coverage. As you may know, Plan F covers the most and has the most expensive monthly premiums out of these three plans. Plan G has less expensive premiums but does not cover the Part B deductible. Plan N is usually the least expensive of the three, but it does not cover the Part B deductible or co-payments for doctors and emergency room visits.

Plan N was introduced in June 2010. It is a relatively new Medicare supplement plan compared to the rest. It was popular almost immediately because it has low monthly premiums while still offering quite a bit of coverage. Plan N covers everything that Part F and G cover except for: Part B deductible, Part B excess charges, and includes co-payments of $20 per doctor visit and $50 per emergency room visit. Doctors rarely charge excess charges, and you can ask your primary physician if they charge or not.  Aside from the Part B deductible and co-pays, Plan N can potentially save you up to 25% on your monthly premiums.

So, let’s review Plan N coverage:

  • Medicare Part A Coinsurance & Hospital Costs – Covered
  • Medicare Part B Coinsurance and Copayment except $20 for some office visits & $50 for E.R. visits – Covered
  • Blood (First 3 Pints) – Covered
  • Part A Hospice Care Coinsurance or Copayment – Covered
  • Skilled Nursing Facility Coinsurance – Covered
  • Medicare Part A Deductible – Covered
  • Medicare Part B Deductible – Not Covered
  • Medicare Part B Excess Charges – Not Covered
  • Foreign Travel Emergency (up to plan limits) – Covered

To learn what Plan N will cost you, call GoMedigap at 866-894-3258 or enter your zip code in the free quote form on this page.

Medigap Plan N

Have a question? Feel free to ask!

Your email address will not be published. Required fields are marked *