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As a senior, independence may be important to you. With a medical alert system, you might be able to get the independence you crave. You may be familiar with the popular commercials advertising medical alert systems, but you might not know what they are or if they’re for you. Many seniors nationwide use medical alert systems as a great way to keep themselves safe. Medicare itself does not cover these devices, but there are ways that you can get a covered medical alert system.
What Are Medical Alert Systems?
Some seniors live alone. This arrangement allows for a sense of independence, but it can also cause some worry in the event of a potential fall. You and your loved ones might be concerned of what would happen if you were to fall and not able to get up to call for help. Thankfully, medical alert systems exist. These medical alert bracelets or necklace pendants come with a large button and on them. Once you press the button, the medical alert system uses your telephone to call emergency services.
There are some medical alert systems that can automatically sense a fall. This is useful if the fall renders you unconscious and you are unable to physically press the button on the pendant or bracelet.
Do I Need A Medical Alert System?
There are several reasons why you may want a medical alert system. For example, if you crave a sense of protection, you might consider getting one of these alert systems. A fall could happen for many different reasons, such as physical weakness, medications, poor vision, or other health problems or illnesses.
Living alone is the number one reason to get a medical alert system. In the event of a fall where you cannot get up, you want to ensure that you will be able to get the help that you need in a timely manner. Without one of these systems, help might not come when you need it.
Does Medicare Cover Medical Alert Systems?
While some parts of Medicare can typically cover medical equipment, Medicare does not cover Medical alert systems. This can be disappointing, especially when it is such a great product with so many benefits. However, there are a couple of ways you can get coverage for these devices.
If you have a Medicare Advantage plan, you receive all of the Original Medicare benefits through a private insurance plan. These plans may completely cover or provide a medical alert system if it is needed for your health. If this is the case, you might have one of the conditions previously mentioned, such as physical weakness or poor vision.
Additionally, there are some instances where you might get a discount on medical alert systems through your Medicare supplement plan. We recommend this, because with a Medicare supplement plan, you can get additional benefits besides the discount. All of the benefits you can get with a Medicare supplement plan ensures you get complete coverage and full treatment for all of your medical conditions. The best way to see if this discount is an added benefit is to call your specific plan and ask.
How We Can Help
If you are considering getting a Medicare supplement plan, we can do the research for you and see if there are any available plans in your area that include medical alert systems as an added benefit. We can also talk you through all of the benefits you get with Original Medicare Parts A and B. With this, we can help you figure out the best way to take advantage of all of your benefits and ways to live independently.