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Yes, the rumors are true. Medicare supplement plans offer coverage during your foreign travels, and we have the details you need to understand how Medicare supplement foreign travel coverage works.
Retirement is the perfect time to take that vacation you’ve been thinking about for years. You’ve saved up a little money and now it’s time to relax and enjoy your freedom. If you’re worried about your health while you’re traveling the world, have no fear. Medicare and Medicare supplement foreign travel coverage plans actually have you covered overseas as well.
If you are covered under Medicare supplement Plans C, D, F, G, M, or N, you will receive foreign travel emergency health care coverage anywhere that is outside the United States. However, there are a few limitations to foreign travel coverage that you’ll need to keep in mind. Foreign travel coverage kicks in only after a $250 deductible and is only meant to cover emergency care. Also keep in mind that Medicare supplement foreign travel coverage only applies to emergency care expenses within the first 60 days outside of the United States. So, if you’re planning on vacationing for over two months, remember you won’t be covered after the 60th day abroad.
For additional information on basic Medicare coverage outside the U.S.:
For additional information about Medigap policies and foreign travel coverage: