SilverSneakers 101: Eligibility, Benefits, & Medicare | GoMedigap

SilverSneakers 101: Eligibility, Benefits, & Medicare

Home » Medicare Programs » SilverSneakers 101: Eligibility, Benefits, & Medicare



As you age, it is important to stay active and healthy. There are many ways to do this. You can go for a swim with your grandchildren, go for a walk with your dog, or even: join a gym. While most people avoid gyms and classes for their expensive membership fees, you can have free, unlimited gym access and other fitness programs with SilverSneakers.

What is SilverSneakers?

SilverSneakers is a fitness program for seniors 65+. It is entirely free and is helping millions of seniors on Medicare get active. Not only is it a way to promote healthy activity, but it creates a way to socialize and have a fun time with other seniors. To learn about SilverSneakers eligibility, use their online tool.

There are many benefits to the SilverSneakers program. Read the 5 most important ones below.

5 SilverSneakers Benefits for Seniors

1. Unlimited Gym Access

SilverSneakers differs from other senior gym memberships. SilverSneakers has an extensive network of gyms. The program gives you unlimited access to these gyms. All of the amenities that the gym offers are available to you. This means you could have unlimited access to pools, saunas, weights, and any other benefits the gym offers to their members. These gyms are both locally owned and big-name brands. To find a participating SilverSneakers location, use their locator tool.

2. SilverSneakers FLEX

Don’t like running on the treadmill or lifting weights? The FLEX program provides alternatives to standard workouts. FLEX classes are held in community areas such as recreation centers, churches, senior communities, and more. They include classes such as yoga, tai chi, boot camp, and other activities.

Like the gym, you will have unlimited access to these classes. These classes are small and led by a single instructor who dedicates their time and energy to ensure you’re getting the best workout possible. They take the time to get to know you and your personal needs. All of the instructors are certified.

3. Exclusive Classes

SilverSneakers has several different exclusive classes offered to members. These classes include:

  • Classic
  • Circuit
  • Cardiofit
  • Yoga
  • FLEX (described above)
  • Splash
  • Boom Mind
  • Stability
  • Boom Muscle
  • Water in Motion
  • Boom Mind


These classes typically last from 45 minutes to an hour and vary in intensity. SilverSneakers designs these classes to increase muscle strength, endurance, and flexibility. You can take these classes at your own pace. Attend as many or as little as you’d like – whatever works best with your personal health plan.

4. Socialization

An important aspect of getting fit is motivation. According to the SilverSneakers website, 49% of active members said they were motivated to keep exercising if they had a friend in the program. With the SilverSneakers program, you are not only improving your health, but you are also building and fostering relationships. Because this community is tight-knit and friendly, it provides a sense of togetherness. SilverSneakers encourages members to stay connected by using social media or finding SilverSneakers on Facebook.

5. Health Benefits

The health benefits of SilverSneakers is the best benefit. An active lifestyle can boost your mood, health, and overall well-being. A SilverSneakers membership provides you with all the tools needed to stay active, with classes, gym access, and other tools. For example, once you’re a member, SilverSneakers provides an online resource that allows members to track their fitness progression, watch exercise videos, and more. The program also offers seminars and other health-related events to ensure members get the most out of their fitness benefits.

How do you get SilverSneakers?

SilverSneakers is not a Medicare program. Your eligibility depends on your location and the insurance company you have. The program partners with some Medicare Supplement insurance companies to provide members access to the free fitness benefits.

You can ask your agent if you are eligible, or use the SilverSneakers online tool. Once you determine eligibility, you can go to any participating SilverSneakers location to receive your benefits.

We Can Help

Are you in the process of buying a Medicare Supplement plan and want to make sure you receive SilverSneakers benefits? One of our licensed and knowledgeable agents can help you. Our services are free, so give us a call at (800) 310-2550.

Compare Your Medicare Supplement Rates Immediately!

4 Replies to “SilverSneakers 101: Eligibility, Benefits, & Medicare”

  1. Hello, I currently live overseas but will return to the US in December. I dropped out of Part B Medicate in 2013 and will be subject to a penalty that will increase my Part B premium. I need to obtain a Medicare Plan that is best suited for me. I have learned about Plan F-HD and Plan F and Advantage Plans, and now need some expert guidance that will provide the details to help me make a wisest and most cost-effective choice for 2019. Due to the time zone differential, it is inconvenient to connect via voice calls. I need educational information and quotes for review. If detailed quotes for Plan F vs. Plan F-HD are provided to me, I can review the coverages, the costs, and learn if any include drug benefits and Silver Sneakers coverages are included. Right now my drug needs are minimal. If you will reply with some substantial offer to assist, I will be happy to proceed with your services. Thank you.

    1. Hi Ms. Ross,

      Thank you for reaching out! We would be more than happy to help you review your quotes. Someone should be reaching out to you within the next few days with more information for you, and next steps to review your quotes. They will also provide any additional information you need during this Medgiap selection process.

      Have a great day!

    1. Hi Mr. & Mrs. Losi,

      The best way to check and see if your insurance program offers SilverSneakers is to call the program directly. The number I found for Cigna’s existing customers is: 1 (866) 459-4272. When you call and speak to a representative, ask if SilverSneakers is a benefit you get with your current plan.

      If not, we can help you find a plan that meets all of your needs and offers SilverSneakers, if that is important to you. Feel free to give us a call at (800) 310-2550 and we will be more than happy to help you. I hope this helps. Have a great day!

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