Medicare Supplement Insurance Plan C is one of the five Medigap policies that offer nearly all of the basic coverage possible.
Medigap Plan C Coverage
Medicare Supplemental Plan D covers the following Medicare expenses:
- Medicare Part A Coinsurance & Hospital Costs –
- Medicare Part B Coinsurance and Copayment –
- Blood (First 3 Pints) –
- Part A Hospice Care Coinsurance or Copayment –
- Skilled Nursing Facility Coinsurance –
- Medicare Part A Deductible –
- Medicare Part B Deductible –
- Medicare Part B Excess Charges –
- Foreign Travel Emergency (up to plan limits) –
Plan C covers all of the basic Medicare benefits, including Part A hospital coinsurance, the Part B deductible, preventative care coinsurance, and more.
What Medigap Plan C Does NOT Cover
The only expense that Medicare Supplement Insurance Plan C does not cover is the Medicare Part B excess charges. Medicare Part B excess charges are additional charges to the basic Medicare costs for a procedure. There is a 15% limit to how many excess charges a doctor is allowed to tack onto the original Medicare fee. Although it’s not common for doctors to charge excess, Medicare Plan C will not cover these charges if your doctor includes them.