Medicare Supplement Plan J (Medigap Plan J) | GoMedigap

Medicare Supplement Insurance Plan J

Medigap Plan J

Medigap Plan J Has Been Eliminated

As of June 1, 2010, Plan J is no longer available as an option for Medicare supplement insurance coverage. Current Plan J enrollees will not lose their coverage, but may be subject to significant rate increases.

Medicare Supplement Plan J was designed to offer “full” coverage, covering all of the gaps in Original Medicare, as well as Preventive Care and At-Home Recovery services. At the time, these two services were not covered by Original Medicare, so this plan was extremely popular as beneficiaries technically would pay nothing out-of-pocket. Plan J is essentially a Plan F with Preventive Care and At-Home Recovery.

As an effort to modernize their offerings, Preventive Care and At-Home Recovery were removed from Plan J due to lack of use. This makes Plan J exactly identical to Plan F.

What Should Current Plan J Policyholders Do?

Policyholders who are currently enrolled in Plan J will not be kicked off of their coverage. They can keep their Plan J coverage, but will have to stay with the same carrier that they currently have. As a result, Plan J policyholders will most likely be subject to high rate increases. Because of this, it may be in their best interest to switch their coverage to the identical Plan F.


To learn more about your coverage options and how you could save money by switching to a different plan, call (800) 310-2550 or fill out this form.

Compare Your Medicare Supplement Rates Immediately!

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