Underwriting is the process assessing risk of issuing insurance. Undewriters evaluate applications,
Seniors with a Medicare Supplement plan in Iowa can save money by shopping their rates annually. If you currently have a Medigap policy, you probably get a letter once a year from your provider stating that your premium is going to increase. Because these increases tend to be spread out, it can be easy to lose track of their impact. For example, if you get a rate increase of $15 a year for three years, most people tend to think of it as a $15 increase from the previous year. Instead, think of it as a $45 increase from what you had initially signed up for. After three years, that’s an extra $540 a year!
Fortunately, you can avoid over-paying on your premiums by switching to a new carrier. Medicare supplement plans in Iowa are standardized, so you can keep the things that you love while saving more money. For some people, navigating through this process can be tricky. Carriers will most likely ask you medical questions to determine if they will accept you to their plan, and it can be hard to know if you’re getting the best rate. This is why we recommend working with one of our GoMedigap agents. They can help you sort through your options, and often find their clients much lower rates.
To learn more about how GoMedigap can help, give us a call at (866)894-3258. If you would like to view your rates online, you may do so by using our quote tool below.
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If you would like to learn more about how GoMedigap works to protect you from rate increases, visit our Rate Watch page.
Many of our clients have asked us about urgent care centers. If you are wondering about using a center near you, read our article Does Medicare Cover Urgent Care?