Underwriting is the process assessing risk of issuing insurance. Undewriters evaluate applications,
Seniors with a Medicare Supplement Plan in Washington should know about a unique law in their state to avoid over-paying on premiums. If you already have a Medigap policy, you can switch carriers at any time with no medical questions. Changing carriers allows you to avoid rate increases, which helps keep your premiums low. Medigap plans are standardized, so you won’t have to worry about changes in your coverage. There is one restriction to switching that you should note. If you have Medigap plans B-N, you can switch to any plan B-N. If you have Plan A, you can only change to another Plan A.
Many seniors enjoy the country-wide doctor network and the extensive benefits that Medicare offers. Medicare also has an easy claims-paying process, which typically requires no paperwork from you. Residents in Washington will also find that it is easy to switch the level of coverage they have as their needs change over the years.
At GoMedigap, we pride ourselves on friendly service and knowledgeable producers. We are happy to help, whether you are getting on Medicare for your first time, or are looking to bring your rate down. You can reach us at (866)894-3258, or start your search by using our quote tool below.
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Washington’s rule is an example of a guaranteed issue right. You can read more about these rights at our blog post Guaranteed Issue Rights for Medicare Supplements.
Our GoMedigap team wants to ensure that you are never paying more than you need to for your coverage. Our Rate Watch Team will check in with you every year to see how they can help. Visit our Rate Watch page to learn what they can do for you.